What we do
A Full Service California Real Estate and Mortgage Company Licensed by the CA Bureau of Real Estate
Lic. 01866649 - NMLS 311726
Need to upgrade or downsize?
First time home buyer?
Thinking about listing and selling your home?
Want to lower your existing payment or term?
Cash out or consolidate debt? Reverse Mortgage?
Give Us The Opportunity To Serve You
Lenders Direct Funding Inc., DBA: Summit Realty Group is dedicated to streamlining your real estate and mortgage needs. We understand your house is often times your biggest financial commitment.
We shop amongst a wide range of lenders to pair your specific scenario to the best-priced lender. When we originate your mortgage the lender pays us directly which means no out of pocket points.
Our clients become an extension of our family. All our recommendations are what we would suggest to our family. We believe in mutual respect and building up the community for a better tomorrow.
Transaction is Done Electronically
Clients speak Spanish
Contact us if you are looking to buy, sell, refinance, or invest in real estate
Henry (Enrique) Vera
Specialty: Mortgage Loan Originator
Lily (Liliana) Vera
Specialty: Seller’s Agent and Reverse Mortgage Originator
lic. 01838805NMLS 311667
Specialty: Mortgage Loan Originator
Specialty: Buyer & Seller’s Agent
The Loan Estimate, LE, must reflect the the particular loan the borrower discusses with their lender and mortgage originator. Loan Applications dated on or after October 3, 2015 will require the LE to be delivered within three days of the application. Borrowers, make sure everything on this estimate matches your expectations. Ask your loan officer or loan originator if anything does not match[…]
Lenders must provide the Closing Disclosure, CD, three business days prior to the scheduled closing. The CD applies to all applications taken on or after October 3, 2015. Borrowers, you must use these three days wisely. The CD helps you double-check that all the specifics of your loan are correct. Ask your loan officer or loan originator if anything differs from[…]
The State of California mandated water conservation is impacting the curb appeal of our neighborhoods. Autumn is a great time to plant California drought resistant perennials, shrubs, bulbs, and wildflower seeds. Redesigning your landscape with water efficient plants is made possible with the Friends of U.C. Riverside Botanic Gardens. The thirty-third annual Fall Plant Sale is[…]
Lenders Direct Funding Inc. believes in the importance of the arts and sciences within our community. Join us as we will be attending the Long Nights of Arts and Innovation in Downtown Riverside. Riverside’s spin off of The Long Night of the Sciences (German: Lange Nacht der Wissenschaften) in Erlangen, Germany. We call this event as The Long[…]
California Conventional Maximum Forward Mortgage Amounts Knowing your counties’ loan limits are important. Income is just one facet of qualifying and if you are looking for a mortgage higher than your county limit you will need a different loan program. Give us a call, 800.650.800, today for all your mortgage needs and what loan programs you qualify for.[…]
CALIFORNIA FHA Maximum Forward Mortgage Amounts Knowing your counties’ loan limits are important. Income is just one facet of qualifying and if you are looking for a mortgage higher than your county limit you will need a different loan program. Give us a call, 800.650.800, today for all your mortgage needs and what loan programs you qualify for. County[…]
Yuqing Pan writer for Realtor. did a great job highlighting the housing development of Los Angeles. This is summary of Pan’s article that can be found here. Los Angeles (and all of California) became a part of the United States in 1848. Not until four decades later did Los Angeles’ exponential construction begin in the 1880s.[…]
Know Before you Owe mortgage disclosures The Loan Estimate, LE, and Closing Disclosure, CD, have three different “tolerance levels” similarly to the 2010 GFE and HUD-1. The Know Before You Owe mortgage disclosures effective this fall on applications taken on or after October 3, 2015 will have fees that fall under one of the three categories[…]
Spring may be the most popular time to buy or sell a house, but do not discredit your purchasing power in the fall. During autumn, it is usually cooler and you will have less competition when visiting open houses. The season’s variability will allow for you to experience the home during warm and cool periods. […]
Renters are more risk adverse than ever before. Millennials are expressing extreme financial caution during this time, but still express interest in purchasing sometime in the future. Many renters, including those ages 25-34, believe it is more difficult to obtain a mortgage in today’s market. Financial hurdles seem to be the main concern for renters[…]