What we do
A Full Service California Real Estate and Mortgage Company Licensed by the CA Bureau of Real Estate
Lic. 01866649 - NMLS 311726
Need to upgrade or downsize?
First time home buyer?
Thinking about listing and selling your home?
Want to lower your existing payment or term?
Cash out or consolidate debt? Reverse Mortgage?
Give Us The Opportunity To Serve You
Lenders Direct Funding Inc., DBA: Summit Realty Group is dedicated to streamlining your real estate and mortgage needs. We understand your house is often times your biggest financial commitment.
We shop amongst a wide range of lenders to pair your specific scenario to the best-priced lender. When we originate your mortgage the lender pays us directly which means no out of pocket points.
Our clients become an extension of our family. All our recommendations are what we would suggest to our family. We believe in mutual respect and building up the community for a better tomorrow.
Transaction is Done Electronically
Clients speak Spanish
Contact us if you are looking to buy, sell, refinance, or invest in real estate
Henry (Enrique) Vera
Specialty: Mortgage Loan Originator
Lily (Liliana) Vera
Specialty: Seller’s Agent and Reverse Mortgage Originator
lic. 01838805NMLS 311667
Specialty: Mortgage Loan Originator
Specialty: Buyer & Seller’s Agent
An earnest money deposit denotes the seriousness of an offer. The higher the earnest money deposit, EMD, the more a buyer wants that house. Once the seller accepts your offer your EMD needs to be placed within three days in an escrow account. Your EMD remains in such account and goes towards your down payment[…]
In any mortgage transaction there will inevitably be fees associated with purchasing or refinancing. On a purchase closing costs make up three to six percent of the purchase price. The large spread in estimated closing costs is due in part to the property taxes and fire insurance. A property with a higher tax rate means[…]
Since January 2014 the median sales price in the City of Riverside, California has increased by 11.5%. Such an increase denotes a significant home appreciate in the Inland Empire and a great time to refinance your existing mortgage. The two most common reasons to refinance are to: 1. Lower your existing monthly payment If you[…]
At Lenders Direct Funding Inc. California real estate and brokered mortgages are our speciality. We understand the market and know which institutions offer the best mortgage products. Often times institutions have pricing specials for certain programs that we pass directly to the consumer. We will save you the time and hassle of shopping[…]
According to the California Association of Realtors September 2015 Current Sales and Price Statistics, the average home price in the Inland Empire was $288,680 and the average home price in the Los Angeles Metro area was $438,120. Many of you who obtained a mortgage around the 2006 peak may qualify for a lower payment through a refinance.[…]
Yes! How can I buy a home without a job? Lenders use several forms of income to qualify a borrower other than the w2 or payroll income we are all so familiar with. At Lenders Direct Funding Inc. we exhaust all possible sources of income when qualifying a borrower. If you have ever been denied because[…]
Live, Up to Date Real Estate Housing Data for: City of Eastvale, City of Corona, City of Norco, and City of Riverside Thinking of buying or selling in any of these cities? Check out our three interactive data plots highlighting the numbers of each month in the past year(s). All these numbers are a direct reflection[…]
The Inland Empire, Riverside and San Bernardino County, has strongly rebounded since the recession. As reported by Tiffany Hsu with LA Times, “the Inland Empire has added back jobs at a pace exceeded only by the flourishing tech hubs in San Francisco and Santa Clara.” Jobs are growing in the Inland Empire. If you are looking to buy[…]
Live, Up to Date Real Estate Housing Data for: City of San Diego, City of Mira Mesa, City of Temecula, and San Diego County Check out our three interactive data plots highlighting the numbers of each month in the past year. All these numbers are a direct reflection of today’s real estate market and trend. Lenders[…]
The answer depends on how “bad” is “bad”. The city of Riverside, California has one of the worse credit score averages in the nation and we are qualifying people daily. According to VantageScore in 2014 we were the second worse credit score behind Greenwood, MS with an average of 620. As a mortgage broker, Lenders Direct[…]